RIMS Career Center

Position Summary:

The Loan Portfolio Manager is responsible for creating and analyzing loan and economic data reports using internal banking systems (FISERV and Baker Hill) and publicly available economic and demographic data to monitor risk in the loan portfolio.

Position Responsibilities:

• Studying trends that impact lending and write reports about economic and business changes affecting the existing loan portfolio
• Recommending changes to lending strategies based on an assessment of risk tolerance, time horizon, and other considerations
• Supporting SVP to create and utilize reports for global analysis of the loan portfolio as well as analysis of various segments of the portfolio (e.g., stress testing, concentration analysis)
• Analyzing financial statements to measure the impact of market fluctuations on a borrower's financial position
• Set up and report on third-party monitoring of purchased loans, vendors, brokers and other areas of risk as identified
• Supporting SVP to develop new lending/purchase strategies based on current trends in the financial markets
• Recommending changes to lending/purchasing strategies based on new information or changing market conditions
• Gather, review and analyze economic, geographical and industry data, including KPIs, financial reports and other key metrics using data analytics tools
• Assisting in the development of monthly packages to be utilized for loan portfolio reporting, including concentration analysis, funding pipelines, loan performance and other analyses
• Assist in lending-related audits
• Perform other job-related duties or special projects as assigned.

Employees also have a responsibility to understand the Bank's BSA/AML Program, the procedures outlined in it, and to follow the Program and procedures in carrying out their duties. Any employee that fails to adhere to the BSA/AML Program or commits other violations of the Code of Conduct may be subject to disciplinary action up to and including termination.

Supervisory Responsibility:

This position may have supervisory responsibilities.

Required Education & Experience:

• Bachelor's degree in business, finance, accounting, economics, or related field
• Proven ability to conduct research and data analysis, with keen attention to detail
• Experience with loan portfolio management including stress testing
• Excellent written and verbal communication skills

• Proficiency and advance computer skills including but not limited to proficiency in Microsoft Office (Word, Excel, Power Point, Access, etc.).

Preferred Education & Experience:

• 3-5 years professional experience in credit underwriting, loan portfolio management, or similar role
• MBA or other advanced degree in finance or related field
• Experience with FiServ Signature, Baker Hill NextGen, Microsoft PowerBI

Competencies:

• Exceptional analytical and quantitative skills
• Advanced knowledge of loan portfolio analysis
• Ability to apply financial management and analytical skills to influence strategic initiatives and business decisions.
• Ability to translate, statistically analyze data and effectively present conclusion in both written and verbal settings.

Essential Job Functions:

The employe occupying this position frequently will be required to analyze and interpret complex data; perform problem resolution; communicate with both internal and external customers and create precise written documentation. The employee must be able to remain in a stationary position 60 percent of the time.