As the Risk Management Analyst, you'll be instrumental in identifying, assessing, and minimizing risks to safeguard our assets and ensure the safety and security of our associates, customers, and property. You'll analyze property and casualty risks, develop financial strategies to manage them effectively and oversee the handling of casualty and property claims through our claim administrators.
Review non-workers' compensation loss events to identify potential recovery opportunities.
Prepare various claims reports for internal and external evaluation of loss reserves, forecasts, and allocation.
Reconcile premium adjustments for expired insurance policies.
Oversee company-owned vehicle leases, including registration and title acquisition.
Respond to requests for evidence of coverage and manage the certificate of insurance process.
Ensure proper handling of claims, gather claim data for record-keeping and forecasting, and estimate claim values.
Evaluate significant claim and expense payments, reconcile monthly claim invoices, and manage property damage claims.
Maintain relationships with claim adjusters, insurers, and other relevant parties.
Review insurance policies and endorsements for accuracy and process risk management invoices.
Operates within the approved budget parameters.
Other duties/projects as assigned.
Supervisory Responsibilities:
This position does not have any direct reports.
Work Environment:
This job operates in the corporate setting as well as the retail store setting.
Physical Demands:
This job may involve sitting for up to 8+ hours, occasional standing and walking, frequent talking and hearing, as well as using hands and fingers, and reaching with hands and arms.
Qualifications needed to perform this position:
Bachelor’s Degree in Business or related field, or equivalent experience
4+ years of experience as a risk analyst
Proficiency in corporate insurance, encompassing general liability, D&O, EPL, and Workers’ Comp
Ability to effectively interpret documents such as policy and procedure manuals
Demonstrated skills in analysis and problem-solving
Capable of multitasking effectively
Excellent communication skills
Self-motivated and proactive
Demonstrates honesty and integrity in all actions
Well-aligned with organizational culture
Position Type/Expected Hours of Work:
This is a full-time position typically scheduled Monday through Friday, with occasional evening and weekend availability as required by business demands.
Gardner White Furniture has been in business since 1912, and as the world of retail drastically changed, we have remained family-owned and operated, and dedicated to being headquartered in Michigan. For the last century, our company has been guided by one principle – to improve lives through furniture - whether you are a customer or member of our community. This guiding principle has allowed us to stay true to our company’s values while being responsive to this evolving industry and staying dedicated to those we serve.
When you shop with Gardner-White, you know that you are not just buying furniture, you are investing in the future of Michigan and Michiganders. We have 12 stores in Michigan and employ over 900 Michiganders. As we continue to grow, we wanted to let you know about some of the ways in which every single one of us in the Gardner-White family remains committed to our customers and community.